Fannie Mae and Freddie Mac have released historical loan-level datasets for FICO Score 10T, giving mortgage lenders, ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

WASHINGTON, April 22, 2026 /PRNewswire/ -- Fannie Mae (OTCQB: FNMA) today announced upcoming updates to its Selling Guide to allow for the use of VantageScore® 4.0, effective immediately, and the ...

Prices are rising again, and by some measures, consumer sentiment is as low as it’s ever been. That makes it an opportune time for some Americans to perhaps get a boost to their credit scores if ...

Fannie Mae, Freddie Mac, and the Federal Housing Administration will now accept VantageScore 4.0 and, in the future, FICO 10T credit scores, incorporating rent and utility payments into borrower ...

FICO Scores are used in over 90% of U.S. lending decisions. Learn how they're calculated and how to check yours for free.

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

For decades, the magic credit score number for homebuyers was 620. That FICO score was typically seen as the minimum needed to qualify for a conventional mortgage, a line between who could move ...

Americans in their 50s tend to have some of the strongest credit scores after years of credit building. See the average score ...

Most Americans have good credit, but a perfect credit score is exceedingly rare. According to Experian data from March 2025, ...